Law

Dear Suzanne, We wanted to take this opportunity to look back at some of the incredible accomplishments you made possible in 2012.          ∗ We surpassed $380M in loans to over 940,000 borrowers             in 66 countries, all while maintaining a 99% repayment rate.          ∗ We realized our dream of launching in India by partnering with three             remarkable organizations that serve the country's poorest people.          ∗ We expanded our scope with unique loans for higher education, clean             drinking water, quality health care, fair trade goods and much more. Kiva was founded so that anyone could be part of the fight against global poverty. Thank you for helping make that vision a reality. We're inspired to do even more in 2013, and we'd love your help. Consider making a year-end, tax-deductible donation to Kiva. We have received Charity Navigator's highest rating of four stars, and with your continued support, we'll all be able to empower business owners, students, farmers and families around the world. We truly appreciate your support, Matt Flannery Co-founder and CEO © 2005—2012 Kiva. All rights reserved. Kiva is a U.S. 501(c)3 nonprofit organization.

Kiva Microfunds
875 Howard Street, Suite 340, San Francisco, CA 94103 (USA)